Published October 23, 2026 in Market Update

Sales rose faster than listings in Oakland and Clermont

By Nitza Geiger

Real estate, Oakland/Clermont TH

Rates above 7% did not stop people from buying here. The Real Estate Data Aggregator counted 802 homes sold across the Winter Garden and Clermont ZIP codes combined in the three months ending August 31, 2026, up 11.9% from the same period a year before. New listings rose too, up 10.5%, but sales kept pace. That gap tells you demand is real, not just inventory moving on its own.

Realtor.com reported that mortgage rates surged above 7% for the first time since January 2025. CNBC put the average 30-year fixed rate at 7.41% as of October 21, 2026. That is a real headwind. Yet pending sales across both ZIP codes reached 857, up 11.2% year over year, according to the Real Estate Data Aggregator. Buyers are adjusting, not disappearing.

Winter Garden (34787): steady and tightening

In ZIP 34787, which covers the Winter Garden area including Horizon West, the Real Estate Data Aggregator counted 546 homes sold, up 10.8%. The median sale price came in at $606,000, up 3.6% from a year before. Months of supply slipped to 4.3, down 0.2 from last year. That is a modest but real tightening. Homes still took a median of 42 days to sell, one day less than a year ago.

One detail worth noting: 31% of homes in 34787 went under contract within two weeks of listing, according to the Real Estate Data Aggregator. That is up 4.6 points from a year before. Price right, and a well-prepared home can move quickly even in a higher-rate environment.

Clermont (34711): more sales, a little more time

Clermont is in Lake County, a separate county with its own tax rates and school district. Keep that in mind when comparing it with the Winter Garden side. The Real Estate Data Aggregator counted 256 homes sold in 34711, up 14.3%, the stronger sales gain of the two ZIP codes. The median sale price reached $445,000, up 3.4%. Homes took a median of 51 days to sell, one day longer than a year ago. Supply fell to 4.7 months, down 0.4. More homes are selling, and the market is absorbing new inventory.

Pending sales in 34711 reached 290, up 12% from a year before. Nearly 3 in 10 homes, 29.3%, went under contract within two weeks of listing, up 6.9 points. That is the bigger jump of the two markets. Clermont buyers are moving faster than they were a year ago.

What the national picture adds

Nationally, Realtor.com reported that 20.8% of listings saw a price cut in September 2026, the highest share since October 2022. That is a reminder that overpriced homes are sitting everywhere, not just here. The Federal Housing Finance Agency reported U.S. home prices rose 2.6% year over year through July 2026. Local prices in both ZIP codes outpaced that. The context matters: this market held up better than the national average, but pricing still has to be honest.

One ZIP code, or even one street, can read very differently from the combined numbers above. A subdivision in Horizon West with a CDD fee will have a different buyer pool than a home near Plant Street in downtown Winter Garden. The numbers here give you the direction. Your specific address gives you the full picture.